For help to understand your pay and conditions, contact the Fair Work Ombudsman. Search by agreement title to find all agreements approved by the Fair Work Commission. To understand your pay and conditions contact the Western Australian Industrial Relations Commission. The execution challenge is to get the full bang for the buck by implementing the strategic review on time and on budget.

Further details of the list of lounges that cardholders are eligible to visit and the specific conditions applicable to each lounge access (Conditions of Use) may also be accessed in the Terms of Use. # To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date. Other credit card fees and charges may apply. Introducing our instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes. Other fees and charges, terms and conditions apply to the Westpac Choice account. If your StepPay is linked to either of these accounts, you will need to update it to an eligible repayment account via the CommBank app.

Transaction fees

When ambitious minds find each other, extraordinary things happen. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. Card Members must adhere to all rules of participating lounges. For a step-by-step guide on the activation process, visit prioritypass.com/activation.LufthansaThis benefit is available to Platinum Card Members.

Whether you want to improve access, represent your community, or share your insights as a client, online pokies we want to hear from you. We invest in a mix of energies, including renewable sources such as wind and solar, to generate power. Enjoy freedom and affordability, with no lock-in contracts or exit fees We proudly power 600,000+ homes and businesses across Australia. Receive an exclusive discount off electricity usage and supply rates

Protecting our planet

Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. Our Cashies Loan does not have an establishment fee or any monthly fees. Subject to eligibility and lending criteria being met, personal circumstances being assessed and available credit. This means most applicants receive an outcome reasonably quickly although it is not guaranteed. Pay for flights, accommodation and insurance so you can travel sooner

Open a Youthsaver account first, then add a Smart Access Account for Youth. For children aged 9 to 13 who don’t already have a bank account You’ll need to provide ID for verification for yourself and your child within 20 days of opening the account or the account may automatically close. If you’re over 18, you must use an Australian driver licence or an Australian or foreign passport. Smart Access Account for Youth is best used with our Youthsaver account so your child can manage their own money, while working towards their savings goals.

Enjoy peace of mind with Platinum® Insurance across travel, purchase and refund protection. Access specially curated experiences across the world of music, dining, art and more. Receive a Global Dining Credit when you dine locally and abroad at a curated set of restaurants. You will be required to pay the amount you have charged to the Card, in full, each month.

• A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card.
• Your go-to shopping card for Interest Free plans, Latitude Rewards and so much more!
• The maximum repayment term for each drawing against the loan is 36 months.
• Select your purchases in the Latitude app within 30 days.

The credit check is a fast process and you won’t even know it’s going on. It only takes few minutes to open an Everyday Transaction account. If you’re an existing everyday banking customer, simply log on to the CommBank app, search ‘StepPay’ then tap ‘Apply now’ to start an application.

The Australian Financial Review Magazine

This benefit is available to Platinum Business and Corporate Charge Card Members. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express® Card. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at Priority Pass members must adhere to all house rules of participating lounges. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. You will be charged the prevailing retail rate for any additional guests.

Additional restrictions may apply.Plaza Premium LoungesThis benefit is available to Platinum Card Members. All Delta Sky Club rules apply to Delta Sky Club membership and use. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. During a connection between Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club within three hours of their flight’s scheduled departure time.

Please visit a branch if you are a joint or a business account holder. You need to be an Australian citizen or resident in order to apply for an Everyday Account Access your money with a Debit Mastercard and have access to 24/7 fraud monitoring With $0 monthly fees, 24/7 fraud monitoring and easy access to your money, you’ll love our Everyday Account. The interest rate is variable and subject to change.

The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. To help maximise your spending power, make regular transactions and don’t miss any payments. Flexible Spending Power  Approval based on account status at the time of your request. You can apply for up to 4 Additional Platinum Cards, at no extra fee. To view the benefits available to an Additional Platinum Card Member and to apply,